Safety, Security, Serene and Satisfaction
Business Insurance
At Millpoint Insurance our viewpoint concerning your business insurance is to gain an understanding of your firm’s operations today as well as your plans for the future. As Business insurance policies can be changed and customized to suit your business needs, our duty is to advise you on recommended insurance coverages to protect your investments.
Our utmost aim is to assist business owners to keep their commercial assets and financial security covered.
Our Key Expertise
- Acting on your behalf to achieve your best interests.
- Knowing the insurance market very well to find and negotiate best insurance cover at a competitive cost.
- Mitigate risks by assessing the best strategy which would work for your finances.
- Evaluate the pros and cons of each coverage option obtained.
- Work out what you need and find the right policy for you.
- Handle the servicing and administration of your insurance contracts.
- Assist with any issues surrounding the reporting of potential claims, settlement of claims.
Below is a selection of the most common Business Insurance products
Business Interruption
Covers businesses that suffer a loss because they cannot trade for a period of time due to loss or damage from a weather event, flood, fire or other insured interruptions.
Commercial Vehicle
- Comprehensive
- Third party property damage
- Third party, fire and theft
Cyber solutions
Online business tends to be the scapegoat for certain activities which can affect the profits of the company. Our extended service includes providing coverage for Malware, Hacking, Financial theft through online, Cyber espionage, Cyber theft etc.
Machinery/Equipment Breakdown
Covers machinery and equipment used in your business. Some policies may also cover stock damages as a result of the breakdown.
Property
Covers damage or loss to buildings, contents and stock caused by insured events and accidental damage.
Product Liability
Protects your business against claims by third parties relating to property damage or personal injury caused by your products.
Theft and Burglary
Covers your business against loss or damage to your stock and contents if someone forces their way onto your premises, or uses deception to get in to your premises.
Money
Covers your money for theft at the premises, in transit and at your private residence.
Employee Fraud or Dishonesty
Protects your business against fraudulent or dishonest actions committed by employees that directly results in loss of money, negotiable instruments or goods.
Professional Indemnity / Liability
Protects you from legal action taken against you if someone suffers a loss after following your professional advice or as a result of your receiving your service.
Workers Compensation
A compulsory insurance in all states and territories for businesses with a certain number of employees.
Deterioration of Stock
Covers businesses for the deterioration of chilled, refrigerated or frozen goods and stock if a refrigerator or freezer unit storing these goods breaks down and spoils the items.
Glass
Covers the replacement of external and internal glass, as well as specified glass items.
Tax Audit
Covers costs incurred by your accountant, or registered tax agent, when notified by the Australian Taxation Office to conduct an audit or investigation into your tax liability.
Get to know Our Industry Specialisms
Building & Construction
Small & Medium Business
Transportation & Logistics
Property Owners & Developers
Feel free to reach us